Terms of Use
Clear Terms. A Better Online Experience.
Welcome to Coverage Community, an educational and consumer resource provided by Regional Financial Security Agency. These Terms of Use explain the terms that apply when you access or use our website and its resources.
1. Acceptance of These Terms
By accessing or using the Coverage Community website, you agree to these Terms of Use and our Privacy Policy.
If you do not agree with these terms, please do not use the website.
2. Educational Information
The information provided on Coverage Community is intended for general educational and informational purposes.
Our content may discuss Medicare, Medicaid, Marketplace health insurance, Final Expense Insurance, and other healthcare-related topics.
Information provided on this website is not intended to constitute medical, legal, financial, or individualized insurance advice.
Healthcare rules, costs, benefits, eligibility requirements, and plan availability may change. You should consider your individual circumstances and consult an appropriate professional before making important healthcare or insurance decisions.
3. Medicare Information
Coverage Community is not affiliated with or endorsed by the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.
Coverage Community is an educational and consumer resource provided by Regional Financial Security Agency, an independent insurance agency.
For official Medicare information, visit Medicare.gov or contact 1-800-MEDICARE.
Additional Medicare disclosures are available on our Medicare Disclosures page.
4. Insurance Assistance
When you request insurance assistance through this website, you may be contacted by a licensed insurance agent from Regional Financial Security Agency.
Information provided through the website does not guarantee eligibility, coverage, enrollment, premiums, benefits, or availability of any insurance product or plan.
There is no obligation to enroll in a plan.
5. Website Content
We make reasonable efforts to provide useful and accurate information, but we do not guarantee that all website content is complete, current, or error-free.
Content may be updated, changed, or removed without notice.
You should verify important information with the appropriate official source, insurance carrier, or licensed professional.
6. Third-Party Links
The website may contain links to third-party websites, including government resources such as Medicare.gov.
These links are provided for convenience and informational purposes.
RFSA does not control or guarantee the content, availability, privacy practices, or security of third-party websites.
Your use of third-party websites is subject to their own terms and policies.
7. Intellectual Property
Unless otherwise stated, website content including text, graphics, logos, images, designs, and other materials is owned by or licensed to Regional Financial Security Agency or its content providers.
You may view and use the website for personal, non-commercial purposes.
You may not reproduce, modify, distribute, publish, sell, or commercially exploit website content without prior written permission.
8. Acceptable Use
You agree to use this website lawfully and responsibly.
You may not:
Use the website for unlawful purposes
Attempt to gain unauthorized access to the website or its systems
Interfere with website functionality or security
Submit false or misleading information
Use automated systems to collect website content without permission
Introduce malicious code or harmful material
9. No Guarantee of Availability
We strive to keep the website available and functioning properly, but we do not guarantee that the website will always be available, uninterrupted, secure, or free of errors.
We may modify, suspend, or discontinue portions of the website when necessary.
10. Limitation of Liability
To the extent permitted by applicable law, Regional Financial Security Agency and its affiliates, employees, agents, and service providers will not be responsible for losses or damages arising from your use of, or inability to use, the website or reliance on information provided through the website.
Nothing in these Terms is intended to exclude or limit any rights or protections that cannot legally be excluded or limited.
11. Changes to These Terms
We may update these Terms of Use from time to time to reflect changes to our website, services, or legal requirements.
Updated terms will be posted on this page with a revised date.
Your continued use of the website after changes are posted indicates acceptance of the updated terms.
Last Updated: [MONTH DAY, YEAR]
12. Contact Us
If you have questions about these Terms of Use, please contact:
Regional Financial Security Agency
[OFFICE ADDRESS]
[PHONE NUMBER]
[PRIVACY EMAIL ADDRESS]